Unlock Your Potential with
Certified Retail Credit &
US Mortgage Underwriter
Join Sprint Learn to explore high-quality online courses, gain real-world skills, and
achieve your goals with guidance from expert instructors—anytime,
anywhere,at your pace.
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Experienced Mentors0+
Learners Across Programs0
Domestic & Global Hiring Partners0+
LPA Career PathwaysCareer Opportunities
Unlock career pathways across Indian Retail Credit, US Mortgage Operations, Australian Home Loan Processing, and Global Credit Support. Graduates are equipped for roles in:
Indian Banks & NBFCs
Roles include credit assessors, analysts, and support specialists.
US Mortgage Companies & Support Teams
Operations and mortgage processing roles.
Australian Home Loan Assessment & Lending Support Firms
Loan ops, documentation & lending support roles.
Fintechs, Digital Lenders & Credit Operations Teams
Modern digital credit operations positions.
Learn and Grow Your Skills
Anywhere,
A cutting-edge, placement-oriented program that builds hands-on expertise in Retail Credit (India) and US Mortgage Underwriting, preparing you for high-demand roles across banks, NBFCs, fintechs, and global lending operations.
Ideal for young working professionals and fresh graduates looking to transition into credit, risk, and mortgage roles—equipped with practical skills and real underwriting logic.
Standout Feature: A dual-market credit curriculum (India + US) with real case studies, giving learners a competitive edge and opening doors to both domestic and international career pathways.
- Flexible Classes
- Lifetime Access
- Expert Trainers
- Learn Anywhere
In Just 2 Hours, You’ll Master 3 Core Pillars of the Program
🎯 Pillar 1 — Learning Experience.
- • 📘 Self-paced video lessons (lifetime access)
- • 📝 Practice case files & guided tasks
- • 🏗️ Capstone project with expert review
- • ✔️ Quizzes & checkpoints to measure progress
- • 📄 Templates & checklists for daily use
- • 📚 Real case studies (India + US mortgages)
- • ⚙️ Underwriting logic walkthroughs
- • 🎯 Industry-aligned curriculum
🎯 Pillar 2 — Financial Modeling (The Most Important Skill)
- • Why 90% of analyst roles demand modeling skills that colleges never teach.
- • Build a cash-flow-based financial model to assess repayment capacity.
- • Learn the model structures top firms expect Credit Analysts to know.
- • 👨🏫 Live doubt-clearing sessions to strengthen your understanding.
- • 📊 Skill assessments with personalized feedback on your performance.
- • 🤝 1:1 mentor guidance for hands-on learning.
- • 🔄 Review sessions covering income calculations, credit analysis & file preparation.
- • 📈 Learning roadmaps & progress tracking to monitor growth.
🎯 Pillar 3 — Understanding the Management Risk Profile
- • 📄 Full Resume revamp for a professional analyst profile.
- • 🔗 LinkedIn profile upgrade to attract recruiters and hiring managers.
- • 🎤 AI mock interview tool to practice real interview questions.
- • 🔗 Mock interviews with real industry professionals.
- • 🔗 Detailed feedback on strengths and areas for improvement.
- • 📞 Placement connections & interview scheduling assistance.
- • 💰 Salary negotiation support to maximize your offer.
- • 🚀 Career growth tips & role-play practice sessions.
- • 📣 Job-alert channels & hiring partner updates.
And so much more!
Limited Seats – Almost Full ! Only Few Left
Course Curriculum
Certified Retail Credit & US Mortgage Underwriter
- What is credit? Lending ecosystem overview
- Retail vs corporate credit
- Types of retail loans (Home Loan, LAP, PL, Auto, Cards)
- Loan lifecycle: Application → Assessment → Approval → Disbursement → Monitoring
- Overview of Indian & Global Retail Credit Ecosystem
- What “Character” means in lending
- Reading bureau reports (CIBIL, Experian, Equifax)
- Repayment behaviour & red flags
- Enquiry trends, delinquencies & score insights
- Early indicators of fraud or misuse
- Income proof review (Salary, Bank Statements, ITRs)
- DTI & FOIR calculations
- Income stability
- Cash flow for self-employed
- Net worth & liquidity
- US mortgage “reserves”
- Financial cushioning
- Collateral basics & valuation
- Title check & legal verification
- LTV & borrower margin
- P&I / PITI calculations
- Macroeconomic & regulatory factors
- Borrower-specific conditions
- Sanction terms & covenants
- Eligibility & Documentation
- Income & Property Valuation
- CLP Disbursal
- LTV norms, EMI structuring
- Types of LAP & FOIR
- Collateral risk
- Market vs Distress Value
- Legal/Technical red flags
- Fannie Mae & Freddie Mac
- Conventional, FHA, VA
- W2, 1040, VOI/VOE
- DTI calculations
- DU & LPA
- ASIC & APRA Guidelines
- HEM model
- Valuation norms
- Income verification
- Credit Memo
- Sanction Terms
- Disbursement Workflow
- Monitoring, EWS
- Home Loan
- Loan Against Property
- Personal Loan
- US Mortgage File
- Australian Mortgage File
